In accordance with the legal Equal Credit Opportunity Act, Dwell Mortgage LLC does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
Decision times are usually within 48 hours. Preapproval is determined by a number of factors. Not everyone will qualify.
Legal Notice Regarding Our Mortgage / Payment Calculators / Mortgage Tools
Our calculators and tools are intended for planning and education purposes only. The figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information.
Disclaimer About Mortgage Loan Products On The Website
This website provides information about certain lender loan programs and programs. All programs and information listed on this website are subject to change at any time, without prior notice. It is strongly recommended that visitors to this website contact one of our representatives to determine if the current loan guidelines meet their needs and what the current loan program guidelines are.
Notice about Non-Qualified Mortgages
Non-Qualified Mortgage products may have a higher interest rate, more points or more fees than other products requiring documentation.
Decision times are usually within 24 hours. There are times when the volume of pre-qualifications may slow the process down.
This Privacy Statement describes how Dwell Mortgage uses the information you provide.
You may choose to provide information about yourself in order to be contacted by Dwell Mortgage, LLC. or receive a response to your question or inquiry. Such information may include the following:
- Your name
- Your company name
- Contact information including an email address
- Other information you choose to provide via a telephone call, letter or e-mail
Primarily, the information you provide will be used to contact you. By providing information to Dwell Mortgage, LLC. through this Website, a telephone call, an e-mail or letter, you authorize Dwell Mortgage, LLC. to engage in the following uses of your information:
- to improve its products and services
- to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements
- to contact you
Dwell Mortgage, LLC. has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security. Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. Dwell Mortgage, LLC. recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to Dwell Mortgage, LLC. via e-mail, you accept all risk that such information may be intercepted by a third party.
CHANGE IN CONTROL
Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of Dwell Mortgage, LLC.. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.
You might find links to third party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. Dwell Mortgage, LLC. does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever as Dwell Mortgage, LLC. has no control over third-party websites.
CHANGES TO OUR PRIVACY STATEMENT
Dwell Mortgage, LLC. reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement is available to you by clicking on the link at the bottom of this Website. By continuing to use the Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version.
TERMS AND CONDITIONS
By using this Website, you agree to Dwell Mortgage, LLC.’s Privacy Statement and to the use of the information Dwell Mortgage, LLC. receives and collects as stated herein and in ways Dwell Mortgage, LLC. may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. Dwell Mortgage, LLC. reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.
Should you still have questions regarding Dwell Mortgage, LLC.’s use of your information, you may contact Dwell Mortgage, LLC. using the below information:
Dwell Mortgage, LLC.
2817 Wetmore Ave
Everett, WA 98201
Dwell Mortgage, LLC. is licensed as set forth on the Website which is incorporated into this Agreement by reference.
The disclosures and consents required under certain state laws are deemed to be provided, received, and agreed to by your visit to and/or use of the website.
INFORMATION SUBJECT TO CHANGE
Although Dwell Mortgage, LLC. has tried to provide accurate and timely information, the content of this site may not be accurate, complete and/or current and may include typographical errors or technical inaccuracies. The information and materials contained in these pages, and the terms, conditions and descriptions that appear on this site, are subject to change at any time without notice. Dwell Mortgage, LLC. may change the products, services and other information identified on this site at any time. Applicable terms, conditions and eligibility requirements are subject to change and not all products and services are available in all geographic areas. The information published on this site is provided as a convenience to our visitors and is for informational purposes only. You should verify all information before relying on it and any decisions which you may make based upon the information contained on this site shall be at your sole risk and responsibility. Your eligibility for particular products and services is subject to final approval, determination and acceptance by Dwell Mortgage, LLC. in its sole and absolute discretion, notwithstanding your visit to and/or use of this Website.
DISCLAIMER OF WARRANTIES
The information and materials contained in this site, including text, graphics, links or other items – are provided “as-is” and “as available” and Dwell Mortgage, LLC. does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including, but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, or other malware, is given in conjunction with such information and materials.
You acknowledge that neither Dwell Mortgage, LLC., its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that the services or the site will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of the services or the site, or as to the timeliness, sequence, accuracy, reliability, completeness or content of any information, service, or merchandise provided through the services and the site. Dwell Mortgage, LLC. does not endorse products or services appearing on linked sites or purchased via linked sites.
Except as specifically provided in this agreement or where the law requires a different standard, you agree that Dwell Mortgage, LLC. is not responsible for any loss, property damage or bodily injury, whether caused by access to or use of the services or the site. To the maximum extent permissible under applicable law, Dwell Mortgage, LLC. will not be responsible to you or any third party claiming through you for any direct, indirect, special or consequential, economic or other damages arising in any way out of the installation or use of the services, the site, any on-line services or internet browser software, including liability associated with any computer viruses which may infect your computer system.
LIMITATION OF LIABILITY
In no event will Dwell Mortgage, LLC. be liable for any damages, including, without limitation: direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or link or system failure, even if Dwell Mortgage, LLC., or representatives thereof are advised of the possibility of such damages, losses or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored or endorsed by Dwell Mortgage, LLC.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Website, you agree and warrant to Dwell Mortgage, LLC. that you will not use or access this Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If your use or access violates any law or any of these terms or conditions, your permission to use the Website automatically terminates.
You are prohibited from violating or attempting to violate the security of the Website, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. Dwell Mortgage, LLC. will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
COPYRIGHTS AND TRADEMARKS
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned/licensed by Dwell Mortgage, LLC., unless otherwise Dwell Mortgage, LLC., indicated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the Website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Website. You are authorized to view the information available on the Website for your informational purposes only. If you download any information from this site for your personal reference you shall not obscure any copyright, trademark or other notices, and you acknowledge and agree that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material including by storage on retrieval systems, without the express written permission of Dwell Mortgage, LLC.. Deliberate misuse of this site is expressly prohibited and Dwell Mortgage, LLC. reserves the right to terminate your access to this site at any time for any reason and to advise the legal authorities of any misuse of this site, including, without limitation, hacking and the introduction of viruses or other malware. Dwell Mortgage, LLC. Financial Services, LLC is a federally registered trademark, or a Common Law trademark or tradename, owned by Dwell Mortgage, LLC.. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as authorized in this paragraph. You may not use any of the Dwell Mortgage, LLC. trademarks as a link to the Website except pursuant to a written trademark license agreement.
EMAIL & ONLINE INFORMATION REQUESTS
Please note that messages you send Dwell Mortgage, LLC. by e-mail may not be secure and Dwell Mortgage, LLC. recommends that you do not send any confidential information to Dwell Mortgage, LLC. by e-mail. If you choose to send confidential information to Dwell Mortgage, LLC. via e-mail, you accept all risk that such information may be intercepted by a third party.
By submitting your information to Dwell Mortgage, LLC. through this Website or by any other method, you are inquiring about loan products and/or other Dwell Mortgage, LLC. services and give Dwell Mortgage, LLC. permission to contact you via e-mail, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.
COMMUNICATIONS WITH Dwell Mortgage, LLC.
Dwell Mortgage, LLC. reserves the right to record and monitor any and all communications to Dwell Mortgage, LLC. By communicating with Dwell Mortgage, LLC. through any means, you consent to such communications being recorded and monitored.
CONTACT AND VIOLATIONS
Artificial intelligence disclaimer
By accessing and using our chat bot, you agree to be bound by the terms and conditions outlined in this document.
“Chat bot” refers to the virtual assistant developed by Dwell Mortgage LLC that provides automated support and information.
“End user” refers to any individual or entity accessing and using the chat bot.
Our chat bot is designed to provide support and information related to general mortgage knowledge. However, please note that the chat bot may not be able to address all inquiries or provide personalized advice.
You agree to use the chat bot responsibly and in compliance with applicable laws and regulations.
You shall not misuse the chat bot, attempt unauthorized access, or engage in any activity that may disrupt or interfere with its operation.
All intellectual property rights related to the chat bot, including but not limited to copyrights and trademarks, are owned by Dwell Mortgage.
You are prohibited from reproducing, distributing, or modifying the chat bot without explicit permission.
PRIVACY AND DATA PROTECTION
LIMITATION OF LIABILITY
Dwell Mortgage shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the chat bot.
You agree to indemnify and hold Dwell Mortgage harmless from any claims or losses resulting from your use of the chat bot.
Dwell Mortgage designed and built the Ai and Bot using readily available resources found on the internet. Any documents shared or utilized to train the bot were done so with the understanding that all information was public and available to all.
Either party may terminate this agreement at any time and for any reason.
Upon termination, your access to the chat bot will be revoked, and any obligations or rights under this agreement will cease.
Any disputes arising from or in connection with this agreement shall be resolved through good-faith negotiations.
If a resolution cannot be reached, the parties agree to submit the dispute to mediation or arbitration in accordance with any and all applicable laws pertaining to this matter.
This agreement shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to its conflict of law principles. Any legal actions or proceedings arising from or in connection with this agreement shall be brought exclusively in the state or federal courts located in King County, Washington.
MODIFICATIONS AND UPDATES:
We reserve the right to modify or update these terms and conditions at any time. Any changes will be communicated to you through the chat bot or by other means.
Continued use of the chat bot after the changes will constitute your acceptance of the modified terms and conditions.
If any provision of this agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These terms and conditions constitute the entire agreement between you and Dwell Mortgage LLC regarding the use of the chat bot, superseding any prior agreements or understandings.
State Licensing Entities
License #: CL-2426506
Mortgage Company License: Consumer Loan Company License
Approved Name: Dwell Mortgage LLC
Registered Agent Address: 1780 Barnes Blvd SW Tumwater, WA 98512
License #: 13178963
Mortgage Company License: Mortgage Entity License
Approved Name: Dwell Mortgage LLC & Dwell Lending LLC
Registered Agent Address: 2005 East 2700 South, Suite 200 Salt Lake City, UT
License #: 60DBO-176964
Mortgage Company License: Financing Law License
Approved Name: Dwell Mortgage LLC
Registered Agent Address: 1325 J Street, Suite 1550 Sacramento, CA 95814
License #: MBR6421
Mortgage Company License: Mortgage Broker License
Approved Name: Dwell Mortgage LLC
Registered Agent Address: 115 North Calhoun Street, Suite 4 Tallahassee, FL
License #: NA
Mortgage Company License: Mortgage Company Registration
Approved Name: Dwell Mortgage LLC
Registered Agent Address: 600 17th St, Suite 1450S Denver, CO 80202